Board of Directors

John J. (Jett) Ferebee, Jr.
Chairman of the Board of First Carolina Bank and First Carolina Financial Services, Inc.; Real Estate Developer and Investor, Greenville, NC.
Ronald A. Day
Director, President and Chief Executive Officer, First Carolina Bank and First Carolina Financial Services, Inc., Raleigh, NC.
Thomas A. Betts, Jr.
Director of First Carolina Bank and First Carolina Financial Services, Inc.; Former Director of Planters Bank and Centura Bank; Retired Founder of Betts and Company Insurance and Centura Insurance Services Executive, Rocky Mount, NC. 
Charles (Chuck) A. Robbins, Jr.
Director of First Carolina Bank and First Carolina Financial Services, Inc.; Chairman Emeritus and Former Chairman and Chief Executive Officer of COECO Office Systems, Inc., Rocky Mount, NC. 
A. Donald Stallings
Director of First Carolina Bank and First Carolina Financial Services, Inc.; Founder and Chairman of Eagle Transport, Inc., Rocky Mount, NC. 
John W. Gussenhoven
Director of First Carolina Bank and First Carolina Financial Services, Inc.; Former Banker and Executive/Partner of the largest privately held insurance brokerage firm in the world, Johnson & Higgins., Wilmington, NC.
Sandra Kaye Boone
Director of First Carolina Bank and First Carolina Financial Services, Inc.; Chief Financial Officer of Frontier Trailer Associates, Inc., Rocky Mount, NC.
Vincent C. Andracchio
Director of First Carolina Bank and First Carolina Financial Services, Inc.; Chairman and Chief Executive Officer of Guardian Holdings, Inc., and Officer of Affiliated Operating and Real Estate Companies, Rocky Mount, NC.
Charles A. Paul, III
Director of First Carolina Bank and First Carolina Financial Services, Inc.; President and Chief Executive Officer of Bald Head Island Limited, LLC. and Managing Partner of Harbor Island Partners, LLC., Wilmington, NC.
Jim Lucas
James A. Lucas, Jr. 
Director of First Carolina Bank and First Carolina Financial Services, Inc.; President and Partner of James A. Lucas and Company, LLP, CPAs, Raleigh, NC.
Gregory E. Floyd
Director of First Carolina Bank and First Carolina Financial Services, Inc.; President and Principal of S&F Family Office (which operates Piggly Wiggly supermarkets throughout eastern North Carolina), Kinston, NC.
David S. Oyler
Director of First Carolina Bank and First Carolina Financial Services, Inc.; President of Trifecta Capital Management, Atlanta, GA.


Executive Management

Kristen D. Brabble
Chief Operating Officer
Maxie T. Coker, Jr. 

Chief Banking Officer

Steven G. Deaton

Executive Managing Director – Enterprise Risk Management

R. Gregory Ferrell

Executive Managing Director – Commercial Real Estate Banking

Douglas Ford IV

Executive Managing Director – Commercial Banking & Wealth Management

Debra A. Medlin

Chief Financial Officer

Patrick W. Pritchard

Executive Managing Director – FinTech, Operations, & Information Technology


O. Stokes Suiter, III

Chief Risk Officer


"We do the day-to-day things in banking extremely well."