Mortgage Services
Residential Mortgage Loans
For purchase of a new or existing home, investment properties or land acquisitions
we have programs to meet your needs.
- PURCHASE - New or existing home
- PURCHASE - Second home
- PURCHASE - investment property
- PURCHASE - land
- REFINANCE - Your current residence to lower your existing interest
rate
- REFINANCE - To access your equity (cash out)
- LOT, CONSTRUCTION & PERMANENT FINANCING AVAILABLE
The First Carolina State Bank Mortgage Lending Division offers the following products*:
- Fixed Rate Mortgages
- Jumbo Financing
- Adjustable Rate Mortgages
- Interest Only Mortgages
|
- First Time Homebuyers Programs
- Second Money Purchase
- Home Equity Loans
|
Home Equity Loans
Put the equity in your home to work for you. Get a home equity loan or line of credit
from
First Carolina State Bank
, money when you need it! Home Equity lines of credit are a resource you can use
any time, for any kind of expenses, to pay for home improvements, make big purchases,
or consolidate your debt. Whatever your need for money, we can help.
Ongoing expenses including:
- Home improvements
- Educational and medical expenses
- Life events such as a new baby or wedding
- Small business expenses
- Take a vacation
|
- Consolidate bills
- Buy a car, boat or RV
- Finance tuition or other expense
|
Benefits Include:
- Quick credit approval
- Monthly statement of all transactions (if your line has a balance)
- Access your line of credit with the line of credit check, or advances you make by
phone or in person.
Why use the First Carolina State Bank Mortgage Lending Division?
- Competitive interest rates
- Efficient service
- No surprises
- Competitive closing costs
- 15 day closings upon request
- Individual and personal service. Willing to schedule appointments evenings and weekends.
*All mortgage loans are subject to credit approval.
For more information or to schedule an appointment, please contact:
Brenda McDowell
Mortgage Lending Officer
Phone:336-280-7000
Fax:336-361-4096
brenda.mcdowell@reidsvillecommunitybank.com
Reidsville Community Bank,
a division of First Carolina State Bank
604 S. Scales St.
Reidsville,
NC
NMLS License Information
| Bank/Employee Name | NMLS Number |
|---|
| First Carolina State Bank | 529977 |
| McDowell, Brenda | 641522 |