FHA Loans

VA & USDA Loans

Mortgage Services

Mortgages

Residential Mortgage Loans

For purchase of a new or existing home, investment properties or land acquisitions we have programs to meet your needs.

  • PURCHASE - New or existing home
  • PURCHASE - Second home
  • PURCHASE - investment property
  • PURCHASE - land
  • REFINANCE - Your current residence to lower your existing interest rate
  • REFINANCE - To access your equity (cash out)
  • LOT, CONSTRUCTION & PERMANENT FINANCING AVAILABLE

The First Carolina State Bank Mortgage Lending Division offers the following products*:

  • Fixed Rate Mortgages
  • Jumbo Financing
  • Adjustable Rate Mortgages
  • Interest Only Mortgages
  • First Time Homebuyers Programs
  • Second Money Purchase
  • Home Equity Loans

Home Equity Loans

Put the equity in your home to work for you. Get a home equity loan or line of credit from First Carolina State Bank , money when you need it! Home Equity lines of credit are a resource you can use any time, for any kind of expenses, to pay for home improvements, make big purchases, or consolidate your debt. Whatever your need for money, we can help.

Ongoing expenses including:

  • Home improvements
  • Educational and medical expenses
  • Life events such as a new baby or wedding
  • Small business expenses
  • Take a vacation
  • Consolidate bills
  • Buy a car, boat or RV
  • Finance tuition or other expense

Benefits Include:

  • Quick credit approval
  • Monthly statement of all transactions (if your line has a balance)
  • Access your line of credit with the line of credit check, or advances you make by phone or in person.

Why use the First Carolina State Bank Mortgage Lending Division?

  • Competitive interest rates
  • Efficient service
  • No surprises
  • Competitive closing costs
  • 15 day closings upon request
  • Individual and personal service. Willing to schedule appointments evenings and weekends.

*All mortgage loans are subject to credit approval.

For more information or to schedule an appointment, please contact:

Corey Fader
Corey Fader
Mortgage Divison Manager
Phone: 252-355-0500
Fax: 252-756-1739
corey.fader@fcsbank.com
FCSB Mortgage,
A division of First Carolina State Bank
300 E. Arlington Blvd. Suite 4-B
Greenville, NC  27858
 
Greg Fader
Gregory Fader
Mortgage Lending Officer
Phone: 252-355-0500
Fax: 252-756-1739
gregory.fader@fcsbank.com
FCSB Mortgage,
A division of First Carolina State Bank
300 E. Arlington Blvd. Suite 4-B
Greenville, NC  27858