Credit Services
Credit Cards *
Mastercard and Visa credit cards make buying anything quick and easy. First Carolina State Bank offers several cards for your convenience, including no annual fee and earning miles on your air travel. Have all the buying power you will ever need.
Consumer Loans *
Buying a new car? Financing a college education? Need a short-term loan? Our loan programs are flexible, offering varying repayment plans and our guarantee pricing.
Real Estate Loans *
Buying a home can be a complicated process. First Carolina State Bank can take away one worry by helping with your loan. Talk to us today about our variety of real estate loan options.
Equity Lines *
This line offers competitive rates, plus your interest may be tax-deductible. Equity line may be the perfect solution for re-decorating, home improvements, college education, purchasing an automobile, and more.
Mortgage Financing *
The clout of a national lender and the personal service of a hometown bank. First Carolina State Bank Mortgage brings you the best of both. You will receive sensitive attention you'd expect from a local mortgage lender and competitive rates & terms you'd expect from a national lender. First Carolina State Bank offers a full mortgage product line including conventional fixed rate, adjustable rate, FHA, VA and JUMBO mortgages.
Personal Reserve/Personal Reserve Plus *
A great way to prevent an overdrawn check and security of having credit as your needs dictate. See our customer service representative or loan officer for details.
