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Business Loans

First Carolina State Bank offers a full line of loan products designed around you and your business. Each allows flexibility, with quick, timely responses.

Whether you need a line of credit for working capital needs, equipment or commercial real estate loans, First Carolina State Bank has the expertise to assist business owners and managers.

Our goal is to provide superior service for our customers. We achieve this goal by listening and counseling our customers. We offer flexible structures to meet each business' unique financial needs.

Business loan products include the following:

Lines of Credit for *

  • Short-term financing
  • Working Capital
  • Seasonal needs

Loans to Finance: *

  • Business expansion
  • Machinery & equipment
  • Vehicles
  • Leasehold improvements

Commercial Real Estate Loans for: *

  • Purchase
  • Construction
  • Remodeling
  • Expansion

Agricultural Loans *

  • Operating Lines of Credit *
  • Purchase Farmland
  • Purchase Equipment
  • Other Agri-business
* Subject to credit approval